# If your insurance covers the trip, we'll bill the carrier > Workers' comp, no-fault auto, Medicare Advantage, LTCI, and VA Community Care — DachiPlus accepts every major insurance type for medical transportation. Source: https://dachiplus.com/how-it-works/insurance/ For workers' comp injuries, no-fault auto cases, Medicare Advantage transportation benefits, long-term care insurance, and VA Community Care — you don't pay upfront. We handle the billing. ## NY Workers' Compensation Transportation to medical appointments for work-related injuries. NF-3 form billing direct to the carrier or self-insured employer. Workers' comp details → ## NY No-Fault Auto Insurance PIP coverage for medical trips related to a motor vehicle accident. Direct carrier billing. No-fault details → ## Medicare Advantage Many MA plans include transportation as a supplemental benefit. We verify coverage and coordinate billing. Medicare Advantage details → ## Long-Term Care Insurance Transportation benefits under LTCI policies. Reimbursement-ready invoices and direct billing where carriers support it. LTCI details → ## Insurance coverage — FAQ ## Does Medicare cover non-emergency medical transportation? Original Medicare (Parts A and B) generally does not cover routine non-emergency medical transportation. Medicare typically covers ambulance services only in emergencies or when other transportation would endanger your health. However, many Medicare Advantage (Part C) plans include transportation as a supplemental benefit. Check your Medicare Advantage plan documents or ask DachiPlus to verify your coverage. ## Does Medicare Advantage cover medical transportation? Many Medicare Advantage plans include transportation as a supplemental benefit, typically a set number of one-way trips per year to plan-approved medical appointments. Benefits vary by plan and may require coordination through a designated transportation vendor. We can help verify your coverage when you call. ## Does New York workers' compensation cover medical transportation? Yes. Under New York Workers' Compensation Law, transportation to authorized medical appointments related to a work-related injury is covered. DachiPlus bills directly to the carrier or self-insured employer using the NF-3 or equivalent form. We require the case number, carrier information, and adjuster contact at booking. ## Does New York no-fault auto insurance cover medical rides? Yes. New York no-fault auto insurance (PIP) covers medical transportation related to injuries from a motor vehicle accident. Coverage typically extends to medical appointments, physical therapy, diagnostic imaging, and specialist visits. DachiPlus bills the no-fault carrier directly; we need the claim number, carrier, and adjuster contact. ## Can I use long-term care insurance for medical transportation? Many long-term care insurance policies cover transportation to medical appointments as a covered benefit, particularly for policyholders receiving in-home care. Reimbursement rules vary by policy. We provide detailed invoices suitable for LTCI reimbursement and can coordinate direct billing where the carrier supports it.